Debt Elimination Course

Debt Elimination Course, Online Debt elimination program, Get out of Debt training, Debt reduction training program | the paymentplus debt elimination system

The PaymentPlus Debt Elimination System
This is NOT a debt consolidation program.

It is also NOT a credit counseling service.

This IS a mathematically proven systematic system which, when used consistently, will enable you to eliminate all of your debt faster than you ever thought possible, on the money you make now!

While you may think that this is too good to be true, we are confident that when you apply what we teach you in this online course you will be able to get out of debt in 5 to 8 years on the money you make now!

There are no gimmicks, no sales pitches or hidden financial games. Just a mathematically proven, systematic formula for giving you the knowledge you need and the process to follow, which will enable you to eliminate all your debt in 3 to 5 years on the money you make now. If you have a mortgage you will be able to eliminate all of your debt in about 8 years.

This 2 hour course will teach you how to get out of debt and stay out of debt. You will also learn about the perils of credit cards and the truths and misconceptions about mortgages. We also provide many tips on ways to get more out of your monthly paycheck, a downloadable workbook with worksheets to help you apply this debt elimination system and other information and tools to help you analyze and understand you spending habits.

This The PaymentPlus Debt Elimination process is based on the book From Debt to Wealth by Dr. Thomas R. Watson Ph.D. This course will teach you how to systematically eliminate all of your debts in record time.

By using The PaymentPlus Debt Elimination System you will be able to use the money you were previously using to pay your debts to invest in a secure financial future.

This course includes a downloadable study guide/ workbook to help you develop your plan to free up more money than you ever thought possible.

Join the thousands of people who successfully used this course and take control of your debt and your life.

Save 40% off the suggested retail price of ~~$67.50.~~

Enroll Now for only US$39.95.

This program is not for people in serious financial difficulty!

If you are in serious financial shape, on the verge of bankruptcy or a victim of job loss, we encourage you to seek the advise of your local credit counseling services. As much as we know you will learn a great deal from this program, and we do like to make money, we think you would be better off using the cost of tuition for putting food on the table and seeking the help of professional credit counselors.

On the other hand, if you are working but your debt is on the rise, or you just can't seem to get rid of all those pesky monthly payments so that you can start to save for your retirement or your kids education or that dream vacation, or upgrading your home etc., this program is definitely for you.

Implement your own financial stimulus plan and take control of your debt and your life!

While it would be nice if Governments bailed us out like they have bailed out big business, the reality is that when it comes to our personal financial situation, we are on our own.

Most people have the power to take control of their debt and their life. They just don't know how. So they wait, hoping that something will change, somewhere, somehow. But the sad truth is waiting to win the lottery or to come into some kind of windfall is very unlikely and waiting accomplishes nothing.

Well, your wait is over!

Take control of your debt and your life today. Enroll in this online course and learn how you to can become debt free and use the money you were using to pay your debts, to invest in a secure financial further.

Enroll in this course for only US$39.95.

What else in on this page. (Click on the titles below to review information.)

More About the Program

Testimonials

Using this Program to Increase Employee Engagement and Productivity

More About This Program

Most people have a debt load of 20% to 40%. That is, 20 to 40 percent of their take home pay goes to make debt payments—credit card payments, car payments, mortgage payments. After making those payments and taking care of monthly expenses like food, utilities, child care, gasoline, etc., there’s not much left over to save for retirement, a vacation, or sending the kids to college.

Your debt load can be determined by dividing the total amount of your debt payments by your monthly income. Whatever this number is for you, that is how much of a raise you can give yourself when you eliminate your debts.

Easier said than done, right? But consider this. . . .

Wouldn’t your life be better, less stressful, if you could take the money you’ve been sending your creditors and use it for yourself and your family?

Wouldn’t your life be more enjoyable if all your wealth didn’t go to your creditors?

Wouldn’t your life be easier if you made 20 to 40 percent more money each month?

Wouldn’t your life be happier if you didn’t have to worry about having enough each month?

The answer to these questions is YES.

“But how do I eliminate my debt, when my paycheck barely covers my family’s necessities”?

This course will teach you how!

This program is NOT about debt consolidation or credit counseling. Why let someone else do what you can do yourself. This is not about multi-level marketing. You don’t need extra income for this program to work…you already have enough money coming in to make this work!

By following PaymentPlus Debt Elimination process, you can eliminate all of your debt faster than you can imagine. It’s like giving yourself a pay raise. It doesn’t matter how much you owe, you can get that much of a raise by using our proven system.

This course is NOT a budgeting program which just helps you find out where your money is going. It teaches you how to use the money you already make to eliminate your debt—the major cause of stress in your job and in your relationships.

This is NOT a bi-weekly mortgage payment program. Most of those programs only eliminate about half the time it will take to payoff your mortgage, and in some cases, cost you extra money.

“So, How Quickly Can I Eliminate My Debt?”

For the average person, it will take less than three years to pay off all consumer debt (credit cards, student loans, car loans, etc.). And your mortgage can be paid off in another 4-5 years. Just imagine, starting to get a pay raise right after your first debt is paid off in a few months.

The best part of this program is that you don’t have to get a second job or live like a hermit for it to work. We guarantee that. The professor’s system is based on a mathematical formula that is guaranteed to work for everyone, every time.

No smoke. No mirrors. No insurance. No debt consolidation or “get rich quick” schemes.

This program is a common sense approach brought together with a mathematical formula guaranteed to work.

The PaymentPlus Debt Elimination System is not and investment program. But, the program will help you find the money so you can make your own investments. The program is about freeing up money after you have paid off your debts; money to invest.

This program works for everyone, every time. It will work for YOU.

back to top

Testimonials

“Sure, I had debt, like everyone else. Not that ‘out of control-they’re calling all the time debt.’ We paid our bills alright... we just couldn’t save money... for vacation or college for our daughters. My employer signed up for this Program. You showed us how to take what we earn now, pay down our debt and increase our net cash, every payday by 20%. We’ve gotten Free of our debt, our future is Clear, and we’re focusing on sending our daughters to college.” Larry D. - Service Technician

“I think the course was excellent…the information has renewed my mind and changed my life.” Benjamin J.

"Being a single parent, I wondered how I was going to put my daughter through college with my salary. You have given me the way and incentive to do it.” Nancy S.

"Our lives are back on track.” this online program helped us to increase our monthly net cash by about 20% each month. That helped us so much. Our lives are back on track. I’ve finally earned my degree. Now, we’re Free of our debt and Focusing on our future. Thank you.” Doris M - Medical Billing Manager

"The few hours I invested in your debt-free course were very well spent. I just wish someone had taught me this twenty years ago--when I started my career. I'd be able to retire or as you put it, choose to work, at age 40! Kenneth Bland, General Manager, Xerox Corporation

“This program has saved our family. We were deep in debt and saw no way out until being introduced to the PaymentPlus Debt Elimination System It has literally changed our lives…saved us…Thank you so much.” Bill S.

“An amazing self-study course that can help people of all income levels. Whether you make $10,000 or $100,000 per year, you will learn how to eliminate all your debt and save a substantial amount of cash every month.” Monty R.

“We paid off all our debt, including mortgage, in five years using your debt-elimination system. Now what do we do with all our extra monthly income?” Peggy W.

“Your Program taught us how to take control of our financial destiny. We may not have control of the amount of money we make, but we now see we can control how quickly we can get out of debt and how much money we can save every month. Thanks for the course.”    Don K.

"The course opened my eyes to the kind of wasting of money I have been doing all along. I suppose I would have gone to my grave worrying about debt if not for this seminar. Thanks in more than cents."       Jim H.

“I have been searching for a solution. I always knew intuitively that there was something out there. I am pleased‑‑more thrilled‑‑about this. My family thanks you from the bottom of our hearts"         Karen P.

"The course was wonderful; we are now on track to become financially sound in just three years.”    Kyle P.

"Probably the best two hours I have ever spent in a course"    Cathleen M.

"The seminar gave me specific direction as to where our family needs to concentrate our effort toward debt elimination. Kenny T.

"This has been an answer to prayer. I feel like the reigns to my life have been given back to me. I will teach this to my daughter so she will not fail prisoner to the credit monster. Dee A.

"...I must admit that I was skeptical that people could eliminate all of their personal debt in 5 to 7 years (including mortgage) ... In only a few hours with the help of Dr. Watson, and by using the workbook, I was forced to change my position. I quickly came to realize that it is possible for an individual or a family to eliminate all of their personal debt within 5 to 7 years." Larry O

“Excellent program. Everyone should take this course, as it will bring light to their financial stress situation. There is a solution. In turn, is would result in increased productivity at the job site.” Johann Sobredo, UPS

"Your online financial education course is excellent. Those employees who complete the course should have less stress on the job and be more productive. I think this training benefits both employer and employee. "Patricia Smith, PWE Training & Development City of Houston

"Thank you for providing the financial education training at our regional meeting...one employee stated that this was the most beneficial training he has had since being at the TDA" Ronald Bertrand, Regional Director, Texas Department of Agriculture

"I believe our firm's productivity and moral have been greatly enhanced by your program."

Oscar Miyashita, Managing Partner, Ernst & Young LLP

"Our associates appreciated this presentation and now seem very excited about reducing their debt." Kerry Wefald, Human Resources, Neiman Marcus

“Thank you…our company’s morale and productivity has been greatly enhanced by the program.” L.V., HR Director, Mobil Oil Corporation

So why not join the thousands of people that have taken control of their debt by using The PaymentPlus Debt Elimination System. Give yourself the best financial stimulus plan you are likely to encounter and Take Control of Your Debt and Your Life.

Enroll in The PaymentPlus Debt Elimination course Today!

It's one of the best investments you will make in your financial future.

back to top

Using this Program to Increase Employee Engagement and Productivity

Employee Financial Education is Good for employers

Don’t give employees a raise, instead, give them access to quality financial education because it increases profitability. Leading financial researcher Dr. E. Thomas Garman, professor emeritus at Virginia Tech University, and Dr. Thomas R. Watson, author of From Debt to Wealth, report that employers can expect $450 in positive job outcomes from each employee who makes slight improvement in his or her financial well-being.

To an employer with 1,000 employees, this means a first-year cost reduction of $160,000. The return to employers is generated by reduced employee absenteeism and less work time wasted dealing with personal financial problems. For more information on how this return is calculated, contact us.

Financially troubled employees are absent more often than others and they waste more time at work, dealing with personal financial problems. Two-thirds of employees deal with financial matters at work and 67% are dissatisfied with their financial situation.

Examples of using work time for personal financial matters are:

Talking with co-workers about money problems.

Making calls to creditors about past-due payments.

Talking to lenders about consolidating debts.

Faxing personal documents to credit counseling and debt management companies.

Worrying about personal finances instead of working.

Studies have concluded that increases in positive financial behaviors, and overall financial well-being correspond with lower absenteeism rates, reduced use of work time for personal financial matters, and higher job performance ratings. This is true for those with serious money problems as well as others who have room for improvement in their personal financial behaviors.

Quality financial education programs, such as The PaymentPlus Debt Elimination System are not only good for an employer’s bottom line, it is GUARANTEED to work, to rid 100% of all debt, when employees follow the course….PERIOD

The purpose of this unique program is to educate and help employees take control of their lives from a financial perspective. The course is strictly educational--no insurance, investments or "get‑rich‑quick‑schemes" are promoted. The course is not about debt-consolidation or making bi-monthly payments; it teaches a linear math, critical path approach to paying off debt in the shortest time.

From Debt to Wealth author, Dr. Tom Watson has presented The PaymentPlus Debt Elimination System to numerous organizations concerned with helping their employees resolve their money problems‑‑believing a stress free employee is a better employee. Some of these include: Eastman Chemical Company, Xerox, Exxon/Mobil, State of Texas, Citibank, Methodist Healthcare System, Ernst & Young, Neiman-Marcus, Harris County, to name just a few.

This course also has a significant impact on any company’s productivity and profitability.

Specific benefits to the company include:

Lower employee need and demand for pay increases to solve their financial problems

Increased worker productivity and engagement

Greater participation in contributory pension and other retirement plans

Lower turnover - keep the good employees you have

Lower stress leading to fewer healthcare issues/claims

Less absenteeism-on and off the job (research indicates that the average employee with money problems spends 27 hours a month thinking about his/her money problems during work hours)

Fewer employees taking additional (moonlighting) jobs

Employees who learn to be more cost‑conscious at home will also be more cost conscious at work

Benefits to employees:

Learn how to pay off all debts in just five to eight years, including mortgage, on the money they make now

Learn how to save an additional 10%-40% monthly

Dramatically lower stress

Feel less pressure to “make more money”

Regain ownership of their lives

Learn to meet emergencies without always having to use credit

Feel less vulnerable to economic changes

Learn how to reach their retirement goals using the money they make now

For corporate inquiries please call us at 416-698-8230 or e-Mail cantrain@thetrainingbank.com .

We will show you how providing this training to your employees will significantly improve their productivity and engagement by reducing their financial stress.

back to top